Buying a family car is an important decision. Purchasing the wrong model can be an expensive mistake, especially if you have to change the car after a year of your original purchase. Investing in the wrong family car can also impact your convenience and safety.
So, how can you find the right car in a sea full of options? Is it possible to find the perfect family car on your first purchase? What are the factors to consider when choosing? Let this article serve as your guide if you’re struggling with how and where to find it.
Here are some simple tips to help you find the right family car:
1. Set A Budget
Before you check Kia Seltos review and consider the cars on the market today, set a budget first. This should be your first step in finding the right family car to avoid financial stress and save time from looking at options that are way too expensive for your bank account.
If you have enough money to buy a family car in cash, congratulations! The money you have in hand is your budget. Buying a car outright is easier as you’ll only have to visit dealerships and find a family car with a price tag that suits your budget.
However, budgeting can be a little complicated if you’re buying a car through a loan. Ideally, you should invest in a family car that costs you to pay around 10% of your monthly income. For example, if you earn USD$3,500 every month, only USD$350 should be spent on car payments. This will ensure that you can continue making car payments for years without sacrificing other important expenses.
When applying for a car loan, don’t forget to compare at least three options, inquire about fees, and ask about prepayment. The more you know about car loans, the easier it’ll be for you to choose which one is right for you.
2. Determine Priorities
Every family car available today has different types of bells and whistles. Additional features increase the value of the car, but focusing too much on these can distract you.
Sit down with your family and discuss the needs and wants when it comes to a family car. Assess which features are necessary and which ones are dispensable. For example, top-notch safety features can be a need while leather seats can be a want.
Having a list of must-haves will guide you as you’re shopping for a family car. This will also ensure that you’ll end up buying a family car with features you actually need, not one with accessories you’ll rarely use.
3. Look For Child-Friendly Features
Buying a family car requires careful decision-making because you need to think about your children. Spending thousands or millions of dollars on a family car that isn’t child-friendly will only put your investment down the drain.
Since children are often messy during car rides, pick a family car with upholstery that’s easy to clean. This will make your car maintenance easier and allow you to enjoy appealing interiors regardless of how often your kids spill foods and drinks inside.
If your children easily get bored during road trips, consider investing in a family car with built-in entertainment features. Built-in screens in the back of the driver’s seat can keep children occupied, making it easier for you to focus on the road.
4. Think About Safety
Picking a family car with several safety features is always a must. Regardless of your budget or how your family will change in the future, you should never skimp on a car’s safety features.
Some of the most important safety features to look for in a family car are:
- Stability control and anti-lock brakes: Aside from being a mandate for passenger cars in some states, these safety features can save lives as these prevent the car from spinning out of control.
- Reversing camera: This safety feature gives a clear representation of the area around the car. This will help you see what’s behind you—a vital safety feature when you’re driving with kids.
- Blindspot assist: With this feature, you’ll hear a sound or see a light on your rear-vision mirrors whenever another vehicle is on your blind spot.
5. Think Long-Term
When buying a family car, it’s important to think long-term. Your kids will grow in the next years, and you might have to welcome your grandparents into your home. Buying a new car as your family’s circumstances change is expensive and stressful.
Enjoy your family car for the longest time possible by considering your future. Think about the changes your family might go through and use that information in picking a family car. For example, if you’re expecting to welcome twins into the family, a subcompact car might not be the best option. Conversely, if your children will leave home soon, you might consider a sedan.
Make Careful Decisions
Choosing the right family car is challenging and time-consuming but not impossible. When you know what you want and need in a family car, it’ll be easier for you to narrow down your options.